Ka'ulu by Gentry is located in Kalaeloa, near several military installations on Oahu's West Side. For active-duty service members, veterans, and eligible military families, VA loans can be a powerful tool for purchasing a new-construction home. Here is what military buyers should know about using VA financing at Ka'ulu.

What Is a VA Loan?

A VA loan is a mortgage option backed by the U.S. Department of Veterans Affairs. It is available to eligible active-duty service members, veterans, National Guard members, and some surviving spouses. VA loans typically offer zero down payment, no private mortgage insurance (PMI), and competitive interest rates. The VA loan limit for Honolulu County as of early 2026 may exceed $1 million for eligible borrowers with full entitlement.

Does Ka'ulu Accept VA Loans?

Gentry Homes has historically accepted VA financing for new-construction purchases. However, VA loan eligibility for a specific property depends on the builder's enrollment with the VA and the property meeting VA appraisal requirements. Buyers should confirm directly with Gentry's sales team and their VA-approved lender that the home and community meet all VA standards before proceeding.

Nearby Military Installations

Ka'ulu's Kalaeloa location is convenient for military families stationed at or working near Joint Base Pearl Harbor-Hickam, Schofield Barracks, Camp H.M. Smith, and other installations. The former Barbers Point Naval Air Station site is adjacent to the community. Commute times to most West and Central Oahu bases are typically 15 to 30 minutes.

Why a Buyer's Agent Matters for VA Purchases

A buyer's agent experienced with VA transactions can help navigate the unique requirements of VA financing, including appraisal contingencies, termite inspection requirements, and builder negotiation. Your agent coordinates with your VA-approved lender and Gentry's sales team to keep the process on track from registration through closing.

Is Ka'ulu Right for Military Buyers?

Ka'ulu may be an excellent option for military buyers who want a brand-new home near West Oahu bases, prefer zero-down VA financing, and value modern energy-efficient construction. The community's proximity to Kalaeloa, Kapolei, and the rail corridor makes it practical for military families seeking stable housing with long-term value.

Ready to Explore Ka'ulu with VA Financing?

Kristy & Austin Home Group has experience helping military buyers purchase homes across Oahu, including new-construction communities like Ka'ulu. We can connect you with VA-approved lenders and guide you through every step. Contact us today.

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